SPECIAL FINANCING OPTIONS
We offer 0% APR financing for 24, 36, 48, and 60 months.¹ Minimum purchase requirement for 24 months is $1,000,
for 36 months is $1,500, for 48 months is $2,000, and for 60 months is $2,500.
SPECIAL FINANCING OPTIONS
We offer 0% APR financing for 24, 36, 48, and 60 months.¹ Minimum purchase requirement for 24 months is $1,500,
for 36 months is $2,000, for 48 months is $2,500, and for 60 months is $3,500.
WELLS FARGO FINANCING
Shop today and pay over time.
1. The Wells Fargo Home Furnishings credit card is issued by Wells Fargo Bank, N.A. Special terms for 24 months apply to qualifying purchase of $1,000 or more charged with approved credit. Special terms for 36 months apply to qualifying purchase of $1,500 or more charged with approved credit. Special terms for 48 months apply to qualifying purchase of $2,000 or more charged with approved credit. Special terms for 60 months apply to qualifying purchase of $2,500 or more charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 07/01/2021 and is subject to change. For current information, call us at 1-800-431-5921.
NO CREDIT NEEDED
Simple. Fast. Transparent.
Don’t Let Credit Issues stop you from buying what you want. With Koalafi’s high-tech, innovative decisioning there’s a good chance you’ll be instantly approved for financing, even if your credit score is low. 85% of our applicants are approved because we don’t work the same way traditional financing companies do. Our data scientists use artificial intelligence to continuously improve our process and provide you with better purchasing options. The Koalafi process is fast and easy with no hidden fees.
BENEFITS OF USING KOALAFI:
90 Day Payment Option
Approval Amounts Up to $5,000
Up to 24 Month Terms
Monthly Reporting to TransUnion to help build or repair your credit
Open Lease Lines to make more purchases in the future
Employment with $1,000/month income
$300 Lease Minimum
Valid ID with SSN or ITIN number
Checking Account and Debit Card with $40 on it
APPLICATION PROCESS IS FULLY AUTOMATED AND TAKES LESS THAN 5 MINUTES TO COMPLETE.
Apply today in your favorite store or online, and we’ll get you a decision within minutes so you can make the purchase you need, when you need it! Want to apply before coming in the store? Get pre- approved with our online application by clicking the button below and selecting the location where you want to shop.
SLEEP OUTFITTERS CREDIT CARD
Shop today and pay over time.
The Sleep Outfitters USA credit card gives you the flexibility to buy today and pay over time.
As a Sleep Outfitters USA cardholder, you'll enjoy benefits such as:
• No annual fee2
• Promotional Financing options available every day3
• Convenient monthly payments
• Online account access
1Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
2For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2.
3Subject to credit approval. Minimum monthly payments required. See store for details.
Shop without using credit*
Sleep Outfitters has partnered with Acima to offer a flexible, No Credit lease-to-own solution to help you take home the products you need without using credit or increasing your debt.
Get Approved for Up to $4,000 in Leasable Merchandise**
Applying is fast and easy.
Easy Payment Options
Make flexible payments that are conveniently scheduled with your payday.
Early Purchase Savings
You can choose to purchase your item at any point during the lease at a discount.
Cancel at Any Time
You may cancel your lease at any time, without penalty, and schedule a return of your item(s) directly with Acima.
For further information please visit Acima’s FAQ.
*The advertised transaction is a rental purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement depending on your state) provided by Acima. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Ownership is optional. Approval subject to review and verification of your application. Not all applicants are approved. Approval amount based on retail price of host retailer. The Acima cash price may include a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. See your lease for payment amounts and rental terms. *“Shop without using credit” means that this is not a credit, loan, or financing transaction. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history. **"Get approved for up to $4,000” refers to the maximum amount Acima will spend to acquire goods from a retailer to provide to you, subject to a lease purchase transaction.